Angels Camp Median Sales Price

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Valley Springs Median Sales Price

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San Andreas Median Sales Price

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Closing Cost Estimator

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Affordability Calculator

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Mortgage Rates

The more you know about the mortgage process the better. Figure out your monthly payment by using the Mortgage Calculator. [mortgage title="Mortgage Calculator" mortgage_term="30"] … [Read more...]

A-B Terms

A Acceptance - A buyer's or seller's agreement to enter into a contract and be bound by the terms of the offer. Additional Principal Payment - A payment made by a borrower of more than the scheduled principal amount due, in order to reduce the outstanding … [Read more...]

A-B Terms

Adjustable Rate Mortgage (ARM): A mortgage loan with payments usually lower than a fixed rate initially, but is subject to changes in interest rates. There are a variety of ARMs that can have an initial interest rate that lasts three to 10 years, adjusting annually thereafter. They are described as … [Read more...]

C, D, E, F Terms

Cap: A limit, such as that placed on an adjustable rate mortgage, on how much a monthly payment or interest rate can increase or decrease. COFI: Acronym for 11th District Cost of Funds Index, a common index to which loans are tied. The COFI is tied to interest paid on savings … [Read more...]

G, H, I , J, L, M Terms

Ginnie Mae: A government-owned corporation overseen by the U.S. Department of Housing and Urban Development, Ginnie Mae pools FHA-insured and VA-guaranteed loans to back securities for private investment. Like Fannie Mae and Freddie Mac, the investment income provides funding that may then be lent … [Read more...]