Cleared to Close?

Suddenly this phrase does not really mean what it use to! A new quality control measure put into place by Fannie Mae and Freddie Mac have added yet again, another new guideline to our already overburdened process. This new requirement, called the LQI or Loan Quality Initiative, states that a new … [Read more...]

Before You Start Looking For Your New Home

Valley Springs Real Estate Advice Check your credit rating. Straighten out any errors before it’s too late. Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Find a loan program that meets your needs and get pre-qualified (preferably … [Read more...]

Tips to Sell Your Home

Home Staging is marketing your most valuable asset, your home. It is crucial when you decide to sell your home you stage it before you put it on the market. Once you decide to sell your “home”, it becomes a “product”.  You have to merchandize the product just like every other product in the world is … [Read more...]