8195 Siegel St Valley Springs Offered for $329,000

Foothill home on 1.66 acres in a peaceful & tranquil setting with spectacular views & sunsets http://8195siegel.c21.com Single level home in move in ready condition. Near the Calaveras River , New Hogan, Camanche and Pardee Reservoirs. So much to offer… Make a move to the … [Read more...]

295 St. Andrews La Contenta Valley Springs Offered for $319,900

  Lovely views of La Contenta Golf Club’s signature 13th Green from the wraparound decking and this spacious custom built home. Great location near 3 lakes and championship golf. Make a move to the foothills!   Features and amenities include:   … [Read more...]

538 Brookline Ct La Contenta Valley Springs

Virtual tour http://tours.ToddsFotos.com/729724?idx=1 Offered at $389,000 Welcome Home to this wonderful family home on a quiet cul- de-sac on level .37 acre lot near the Lake & Golf course. Private setting with fenced backyard and mature landscaping. Great floor plan with 4 bedrooms and … [Read more...]

213 Main St. San Andreas, CA 95249 $225,000

So much charm & character in this classic craftsman style home built in the early 1900s. Wraparound & covered 100 yr old weathered wood porch. High ceilings & spacious living room w/vintage built in hutch, 3 beds & 2 baths w/ retro tile & pedestal sink. classic & charming … [Read more...]

671 St. Andrews La Contenta Valley Springs Offered at $375,000

You’ll love this single level, open floor plan that boasts 4 bedrooms, vaulted ceilings, over size view lot & huge 3 car garage! Many luxury features & updates.. Brand new granite & stainless chef’s kitchen w/center isle & large pantry. Great room w/fairway views & fireplace … [Read more...]

870 Carson Dr La Contenta Valley Springs, Ca Offered at $365,000

Private setting at the end of a cul de sac within walking distance to the trails at New Hogan Reservoir. Or jump in your golf cart and head to the 1st tee at La Contenta Golf Club You’ll love the spaciousness of this two story 3 bedroom 2441 sq ft. 2.5 bath home on .43 acre lot. Master suite on … [Read more...]

Cleared to Close?

Suddenly this phrase does not really mean what it use to! A new quality control measure put into place by Fannie Mae and Freddie Mac have added yet again, another new guideline to our already overburdened process. This new requirement, called the LQI or Loan Quality Initiative, states that a new … [Read more...]

Before You Start Looking For Your New Home

Valley Springs Real Estate Advice Check your credit rating. Straighten out any errors before it’s too late. Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Find a loan program that meets your needs and get pre-qualified (preferably … [Read more...]

G, H, I , J, L, M Terms

Ginnie Mae: A government-owned corporation overseen by the U.S. Department of Housing and Urban Development, Ginnie Mae pools FHA-insured and VA-guaranteed loans to back securities for private investment. Like Fannie Mae and Freddie Mac, the investment income provides funding that may then be lent … [Read more...]

D-E Terms

D Debt - An amount owed to another. See installment loan and revolving liability. Deed - The legal document conveying title to a property. Deed-In-Lieu - A deed given by a borrower to the lender to satisfy a debt and avoid foreclosure. Also called a "voluntary conveyance." Deed Of Trust … [Read more...]